Car Finance

We are finance specialists

Key Auto Trade can assist you in finding the most suitable vehicle based on your monthly budget. Use our slider below to adjust how much you would like to spend each month.

Spend per month£
We are experts in offering car finance to working or retired customers across the UK. A traceable accomodation history and full UK/European driving licence are the main requirements by our finance partners.

We offer either Hire Purchase (HP) or Personal Contract Purchase (PCP) options. Rates start from 5.5% flat. APR rates vary depending on the amount you need to finance, the period of the loan, and the applicant's credit rating.

You can apply for finance directly by using our finance calculator. Simply select your preferred finance type, deposit, & term. Then hit "APPLY" when you are ready to proceed to the application.
You will be redirected to a secure online portal to complete this. Please fill in the details comprehensively and submit for a decision. Typically, a decision is made on the same day.

We use various lenders to achieve the best finance deal suitable to your needs. Our finance partners are:
Connected Car Finance (Broker & Lender)
Close Brothers Motor Finance (Lender)
Blue Motor Finance (Lender)
Moneybarn (Sub Prime Lender)

We are pleased to announce that Blue Motor Finance, offer up to 7-year hire purchase loans for prime customers who do not want to lease a car but need a low repayment plan for long-term ownership.
All finance is subject to status and the rate may vary depending on the circumstances of the applicant.
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FINANCIAL DISCLOSURE
Key Auto Trade is registered in England and Wales under company number: 4432602. Key Auto Trade is authorised and regulated by the Financial Conduct Authority, under FCA number: 717914. We act as a credit broker not a lender. We work with several carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 year or over. We are only able to offer finance products from these providers.

Why Finance Through A Dealership?

What is Hire Purchase?

What is Personal Contract Purchase?

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